Privacy Policy
This Privacy Policy was last updated on August 10, 2024.
This Privacy Policy (also referred to as the “Policy”) applies to MoneyMor.com (also referred to as the “Company” or “Site”). It informs you (also ‘You’ or ‘Your’) about our services, how we collect, use, and share Your information. Your use of this Site and sharing Your personal information constitutes an agreement with these policies. Please read this Policy in its entirety before using this Site. Using this Site constitutes acknowledgment that you have read, understood, and accepted this Policy and all other policies as presented on this Site. If you do not agree with this Site’s Policy and the terms and conditions of this Company, do not use this Site. Changes to this Policy may be made at any time.
Personal Information
By using this Site and its services, you are allowing the Site to collect “personal identification information” and “non-personal identification information” from you. This type of information is described below:
Personal Identification Information
Using this Site requires you to provide certain ‘personal identification information’. Your unique data enables communication and identification. This information may include, but is not limited to: your name, date of birth, phone number, physical address, Social Security number, driver’s license number and state, email address, employment information, active military information, home ownership information, state citizenship, frequency and amount of paychecks, and your banking information.
Non-Personal Identification Information
Using this Site provides us with “non-personal identification information” that may include, among other things: IP address, Internet service provider, type of operating system, and type of browser. This information may be collected directly through the use of “cookies,” data sent to your computer when you visit a website. Disabling cookies may prevent access to certain areas of this Site. This Company has no control over cookie technology. This information may be summarized and shared with third parties for trend and statistical analysis and is not linked in any way to your personal identification information.
How Information is Shared with Third Parties
Using this Site authorizes this Company to share the information you provide with third parties and affiliates. Sharing your information with this Company gives us permission to share this information with our network of external lenders and lending partners to begin the application process. External lenders and lending partners may use your information in various ways. It may be used to offer you a loan, provide other business services, or provide marketing information. Your information may also be shared with other list managers and third-party marketers. Each of these parties has its own policies for collecting, using, and sharing your information. Once your information is shared, this Site is no longer responsible for the handling of your information.
The Company reserves the right to share the information you provide in response to a legal process, to prevent or remedy fraud, in the event this Company is sold, acquired, or declared bankrupt, to make improvements to this Site, if you violate our Policies and/or Terms and Conditions, or when and where this Company deems necessary to protect the rights of this Company and its assets.
Additionally, this Site may allow advertisements from third-party lenders, lending partners, and other advertising partners. These companies may use their own technologies (including “cookies”) to track and collect information about their ads. This Site does NOT provide personal identification information to these external advertising partners.
How Information is Used
The information you provide allows us to match you with a third-party lender or participating lending partner, either within our network of lenders and lending partners or with those we have a business relationship with. This information also allows us to review your application, provide accurate customer service, communicate with you by mail, email, phone, or mobile devices regarding our services (whether ours or third-party), in compliance with our Policy and Terms & Conditions, or to perform any other service described on this Site. Your Social Security number and banking information may also be used to verify your identity to protect against fraud.
How Information is Protected
This Site uses a variety of security measures to protect your personal information from unauthorized retrieval, use, disclosure, or destruction. This includes both digital and physical information. This Site uses SSL (Secure Socket Layer) encryption, stores personal information on secure servers, and uses password protection.
While we take precautions to protect your information, storage or transmission of data cannot be guaranteed. As such, this Site cannot guarantee your data, whether in storage or in transmission. Access to this Site is at your own risk.
If a security breach affecting your personal identification information occurs, you will be notified along with the responsible agencies as required by law. Notification may occur in the form of an email. Law enforcement may delay this notification to conduct an investigation and implement further security measures.
Links to Third-Party Sites
This Site may contain links to third-party sites that this Company does not control and whose policies differ from those of this Company. This Site is not responsible for the practices, content, or policies of third-party sites. By accessing third-party sites, you are responsible for the information you provide as well as the content you access. These sites may use your personal information differently than the information you submit to this Site. Review the policies and terms and conditions of each site.
Push Notifications
If you consent, we may send automatic notifications to your web browser or mobile device. These notifications may include marketing messages from us or third parties. You can modify your push notification settings at any time by changing the notification settings on your mobile device or browser.
Opting Out of Communications
By submitting your information on this Site, you agree to receive communications from the Site, our affiliates, and/or a lender or lending partner within our network. You can opt out of sharing your personal identification information for certain purposes when requested on this Site. To limit the use of your information by third parties, contact the third party directly regarding your preferences for information sharing. When completing the registration process, indicate your preference on this Site or follow a link provided in our email communications. This Site, our affiliate(s), and/or third parties may also promote product and/or service offers to you by email, SMS/text message, phone, and automatically dialed or prerecorded messages to consumers who have requested to be contacted through our Site or through an opt-in process on external affiliate sites. Please note that standard messaging fees from your provider may apply to our confirmation message and any subsequent SMS correspondence. You can opt out and remove your SMS information by sending “STOP” to the text/SMS message you receive.
You can remove your information from our database at any time. If you do not wish to receive future communications or if you no longer wish to receive our service, click here.
Please note that your participation in certain activities provided by our Site may be limited if personal identification information is not submitted. Email addresses and phone numbers received in an opt-out request will be added to our company’s Do Not Contact registry within ten (10) days of receipt. Unless you unsubscribe or opt out, this Site assumes that you agree to receive communications from it, its affiliates, and third parties. A third party or affiliate may have purchased your contact information and therefore you may continue to receive contacts from those third parties. MoneyMor.com is not responsible for stopping all unwanted contacts from sources outside our immediate control. Contact those third parties directly to inform them of your contact preferences.
You understand that consent is not required to receive communications as a condition for using MoneyMor.com’s services. This Site complies with CAN-SPAM and TCPA regarding communications.
Minors
MoneyMor.com does not knowingly collect information from individuals under 18 years old and does not knowingly use such information for any purpose, including marketing. If you are a parent/guardian who is aware of a minor who has provided our Site with personal identification information, please contact us here so that we can remove such information from our database.
Some states vary in the minimum age of consent required to obtain a loan or submit information to apply for a loan offer. Do not use MoneyMor.com’s services if you are under the legal age required to use this service and/or obtain a loan.