Terms and Conditions

The use of this Site constitutes acknowledgment that you have read, understand, and agree to the Terms and Conditions of this Company. These Terms and Conditions apply to MoneyMor.com (also referred to as “Company” or “Site”). They inform you (also “You,” “Your,” and/or “Applicant”) about the terms and conditions of our services. Please read these Terms and Conditions in full before using this Site. If you do not agree with the Company’s Terms and Conditions, do not continue using this Site or seeking its services.

MoneyMor.com is NOT a lender and does not broker loans. This Company seeks to connect you with potential lenders and lending partners and does not guarantee that you will be offered a loan. We also do not guarantee the amount of your loan. Your application information will be shared with more than one lender and/or lending partner.

Your use of the services of this Company includes providing relevant and necessary information, which may include, but is not limited to: your name, date of birth, phone number, physical address, Social Security number, driver’s license number and state, email address, employment information, active military status, home ownership information, citizenship status, frequency and amount of paychecks, and banking information. This information will be used to connect you with loan products. Submitting your information to this Site also means you are allowing this Company, third-party lenders, and lending partners to contact you about loans and related products and services.

Once your information is submitted, third-party lenders and lending partners will review it and then determine if you meet the requirements for a loan. These lenders and lending partners may seek to verify your identity and may conduct a credit check through a credit bureau. Submitting your information constitutes agreement for your information to be used in these ways. If you are determined to be eligible for a loan, you will be redirected to a new page with the lender’s information or to a third-party site.

This Company cannot guarantee that the loan offers you receive will be the best available. Additionally, this Company cannot guarantee the product, price, rates, fees, availability, or any other terms of third-party loan products and services. If you enter into a loan agreement between you and your lender, this Company is not involved in that agreement. Your interactions with your lender are governed by the lender’s Privacy Policy, terms, conditions, and other policies. Questions, concerns, and issues related to your loan contract should be directed to your lender and not to this Company.

Services

By submitting your information to MoneyMor.com, you acknowledge, agree, authorize, and expressly consent in writing to the following: (a) that MoneyMor.com and its lenders and/or lending partners may obtain consumer-related information about you from one or more consumer reporting agencies (i.e., TransUnion, Experian, and Equifax) to help identify if a lender and/or service provider can offer you a loan; (b) your information may be used to confirm the information you have provided (i.e., to verify your identity); (c) your information may be used by lenders and/or lending partners to make prequalification decisions and other credit decisions (however, MoneyMor.com will not share your consumer-related information, i.e., credit score, with third parties). The “soft pull” of your credit score that MoneyMor.com may initiate will not affect your credit score. Credit inquiries by selected lenders and affiliates may affect your credit score.

Credit Check – Compliance with Fair Credit Reporting Act

By submitting your information to MoneyMor.com, you are providing your express written consent under the Telephone Consumer Protection Act to receive telemarketing calls, text messages, SMS messages, or other activities governed by the TCPA at the phone number and contact information you provided, either from MoneyMor.com or any third-party company.

Telephone Consumer Protection Act Compliance

The Company authorizes you to use this Site solely for personal and non-commercial use as permitted by law. The Company strictly prohibits all other uses, including but not limited to duplication, copying, reproduction, sale, resale, use, access, or further exploitation of any material from this Site for commercial purposes.

Authorized Use

The content of this Site is protected by applicable copyright laws in the United States and other countries. As such, using this Site and the services of this Company does not confer any intellectual property rights. The content of this Site cannot be used without written permission from the Company, which retains the copyright of this Site. All logos, trademarks, and service marks (collectively referred to as “Trademarks”) displayed on this Site are Trademarks of this Company, both registered and unregistered. The use of Trademarks in a manner not in compliance with these guidelines without written permission from the Company is not allowed.

Intellectual Property Rights

ALL INFORMATION, CONTENT, PRODUCTS, AND SERVICES FOUND ON THIS SITE ARE OFFERED ‘AS IS’ AND YOU ACCESS THEM AT YOUR OWN RISK. THIS COMPANY DISCLAIMS ANY WARRANTIES, WHETHER IMPLIED OR EXPRESSLY STATED, REGARDING THIS SITE, INCLUDING, BUT NOT LIMITED TO, INFORMATION, CONTENT, PRODUCTS, AND SERVICES. THIS COMPANY MAKES NO WARRANTIES REGARDING THE RESULTS AND EFFECTIVENESS OF THIS SITE OR ITS INFORMATION, CONTENT, PRODUCTS, AND SERVICES. THE USE OF THIS SITE IS AT YOUR OWN RISK. THIS COMPANY DOES NOT WARRANT OR REPRESENT THAT ALL SERVICES WILL MEET YOUR REQUIREMENTS OR NEEDS. THIS COMPANY DOES NOT WARRANT THAT THE SERVICES WILL BE TIMELY, UNINTERRUPTED, SECURE, OR ERROR-FREE. NO WARRANTIES ARE MADE AS TO THE FUNCTIONALITY OR DEFECTS IN THE OPERATION OF THE SERVICES OR RELATED SOFTWARE OR THAT ERRORS WILL BE CORRECTED. THIS COMPANY ALSO DOES NOT WARRANT OR REPRESENT THAT THIRD-PARTY SERVICES WILL MEET YOUR REQUIREMENTS. THIS COMPANY DOES NOT WARRANT THAT THIRD-PARTY SERVICES WILL BE TIMELY, UNINTERRUPTED, SECURE, OR ERROR-FREE. NO WARRANTIES ARE MADE AS TO THE FUNCTIONALITY OR DEFECTS IN THE OPERATION OF THIRD-PARTY SERVICES OR RELATED SOFTWARE OR THAT ERRORS WILL BE CORRECTED.

Disclaimer of Warranties

THIS COMPANY SHALL NOT BE LIABLE FOR DIRECT, INDIRECT, EXEMPLARY, CONSEQUENTIAL, INCIDENTAL, PUNITIVE, OR SPECIAL DAMAGES RESULTING FROM YOUR USE AND/OR ACCESS TO THE SITE OR THE SERVICES OF THIS COMPANY. THE FULL AND TOTAL LIABILITY OF THIS COMPANY, TO THE EXTENT PERMITTED BY LAW, FOR CLAIMS RESULTING FROM YOUR USE AND/OR ACCESS TO THE SITE OR THE SERVICES OF THIS COMPANY, WHETHER IN WARRANTY, CONTRACT, STRICT LIABILITY, TORT, OR OTHERWISE, IS LIMITED TO THE AMOUNT YOU PAID (IF ANY) TO USE AND/OR ACCESS THIS SITE.

Limitation of Liabilities

Following third-party links found on this Site is done at your own risk. The inclusion of third-party links on this Site does not constitute a recommendation or endorsement by this Company of their products and services. These links are intended for convenience and reference, and this Company is not responsible for the content, information, software, or any other material available on third-party sites.

Third-Party Links with No Waiver; Severability

Any failure by the Company to enforce these Terms and Conditions does not constitute the Company’s right to continue enforcing these Terms and Conditions. If any of the Terms and Conditions are found to be unlawful, invalid, or unenforceable, such terms and conditions will be voided. The remaining terms and conditions will remain in full effect.

Third-Party Relationships

Transactions with third parties resulting from using this Site are conducted at your own risk. Any transaction made between You and third parties is not the responsibility of the Company. These transactions may include, but are not limited to: products, services, payments, conditions, warranties, or any terms and conditions. This Company is not responsible for your dealings with these third parties.

Disputes and Resolution

Any dispute arising from or related to Your use and/or access to this Site and its services in which you believe this Company is liable is governed by the state of California. Disputes will be resolved exclusively and finally through arbitration under the prevailing commercial arbitration rules of the American Arbitration Association at the time of the dispute in Los Angeles County, California. The arbitrator will have the power or authority to award damages related to a Dispute that may not exceed actual compensatory damages and will not multiply actual damages or award consequential, exemplary, or punitive damages. Furthermore, each party irrevocably waives any claim regarding this. All awards will be conclusive and final.

The Terms provided herein state that all disputes between You and this Company will be resolved through arbitration. As a result, you waive your right to assert or defend your rights or go to court. You also waive the right to be part of or initiate a class action lawsuit. Your applicable rights will be decided by neutral arbitrators, not by a court of law, judge, or jury. By using the Site and services of this Company, you agree to these restrictions and conditions. If the arbitration provisions contained herein become unenforceable or inapplicable, or in the case of any lawsuit between you and this Company or its Site, you fully agree that jurisdiction over this and any lawsuit will rest exclusively in the federal and state courts of California.

Indemnification

Using this Site constitutes an agreement to hold this Company harmless from all liability, expense, loss, damage, action, demand, claim, and proceeding, including, but not limited to, reasonable attorneys’ fees and relevant costs, arising from or related to any cause of action, allegation, claim, or involving, without limitation, Your unauthorized or illegal use of this Site and/or the services of this Company.

Entire Agreement

The entire agreement between this Company and You is contained in these Terms and Conditions.

Modification

This Company reserves the right to modify our Terms and Conditions or add additional terms and conditions at any time. Notice of modifications and/or additions will be clearly