Consumer Notice

Personal loans are online loans that typically range between $1,000 and $35,000. These loans are intended for short-term financial relief and are not meant to be solutions for long-term financial issues. Consumers with credit problems or facing debt should seek professional debt and credit counseling. Consumers are encouraged to understand the risks involved in obtaining loans, explore alternative loan options that may be more suitable for their needs and/or financial situations, and be aware of the local and state laws applicable to loans in their state. We strongly advise that you thoroughly read and review all loan agreements, as you are fully responsible for complying with the terms of your loan agreement. By accepting the terms and conditions of a particular loan offer, you agree to repay the loan principal and finance charges according to the schedule detailed in the documents provided by your lender or lending partner. If you make a late payment or deviate in any way from the payment schedule set forth in your loan documents, additional fees/charges may apply. MoneyMor.com does not control the amount of fees and/or charges you may face in the event of non-payment, late payment, or partial payment.

Availability

Offers and services are void where prohibited and are not available in all states. Residents of certain states may not be eligible for loans and, therefore, are not eligible to use our site and services. We reserve the right to change the availability of these offers and services at any time without notice. Among other factors, your ability to obtain a loan depends on your state’s law. Please familiarize yourself with and comply with your state’s specific regulations related to loans.

Credit Implications

Some third-party lenders and lending partners in our lender network may conduct credit checks with credit reporting agencies or obtain consumer reports through alternative providers to determine your eligibility for a loan. Third-party lenders and lending partners may request additional information (e.g., driver’s license information) to run your credit reports. By submitting your information through this website, you agree to allow third-party lenders and lending partners in our lender network to verify your information and check your credit.

Legal Notice

MoneyMor.com does not make loan offers but matches potential borrowers with lenders and lending partners. The operator of this website is not a lender, does not make credit decisions, does not negotiate loans, and does not offer short-term cash loans. The operator of this website does not charge fees for these services and products and does not represent or endorse participating loan lenders (third-party lenders) or lending partners, services, or products. Submitting an inquiry form allows us to refer you to third-party lenders and lending partners and does not constitute loan approval. This website does not guarantee that completing an inquiry form will result in a match with a lender or lending partner, or that you will be approved for a loan. Lenders or lending partners may conduct credit checks or consumer reports through credit bureaus or other information providers. You are not required to use this website, nor are you obligated to contract with any third-party lender, lending partner, or service provider. These disclosures are for informational purposes only and should not be construed or considered legal advice.

Not a Lender Notice

The operator of this website is NOT a lender, does not make loan offers, and does not negotiate online loans for lenders or lending partners. This website is not a representative or agent of any lender or lending partner and does not make credit decisions. The operator of this website does NOT guarantee the approval of short-term loans. Submitting information on this website does not guarantee loan offers. These services may not be available in all states, and you are responsible for following your state’s guidelines. The timing of cash transfers depends on the lender or lending partner and your financial institution. Some lenders or lending partners may require the submission of information via fax. Consumer reports or credit checks will be conducted by the lender or lending partner through Equifax, Experian, TransUnion, or other alternative providers. Personal loans are not intended to be long-term solutions to financial problems but should be used for short-term financial needs. Please contact your lender or lending partner directly if you have any questions or issues related to your loan.